How We Help
How We Help: Your Financial Guide in Overland Park & KC
We provide expert advice to anyone who wants counsel – no matter the amount of assets.
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Services
Helping You Make The Right Financial Choice
Retirement Income
We aim to help you achieve a lasting source of income throughout your lifetime by providing a range of planning services and investment strategies that align with your retirement objectives.
Moving Down the Mountain
You’ve spent decades of your life building toward retirement. But how do you get back down once you’ve hit the proverbial top with your investments? We’re here to guide you down. But we’re also here to help you understand the journey because we know full well that the process of using the money you’ve saved all these years can be confusing and nerve-racking.
Modeling Your Ideal Retirement
The fear of the unknown can cause stress and anxiety when you think about retirement. We’ve seen it first-hand when we first meet with new clients. But taking the time to truly understand you and your life helps us build a plan that solidifies your retirement years and provides clarity instead of questions.
Disbursing Your Money Efficiently
There can be many sources of income to draw from in retirement. We help you make sense of where to draw from and when so you can maximize what you spent years building.
Healthcare
Healthcare expenses can quickly accumulate, but there are strategies to plan for these costs, such as making informed insurance choices and saving in tax-advantaged accounts.
Bridging the Gap to Medicare
It’s not uncommon for many of our clients to retire early. In some cases, very early. While that’s a cause for celebration and a testament to your hard work, paying for your healthcare becomes a concern. We can help you develop efficient strategies to bridge the gap to your Medicare years.
Understanding Long-Term Care
Whether we like it or not, it’s best to have plans in place for any number of circumstances, especially ones that are less than ideal. As our lifespans increase, longterm care is becoming commonplace. It’s also expensive. Our process builds this into your plan, so there are no unexpected costs or circumstances you can’t get through.
Tax Planning
Given the intricacies of the tax code, our consultants can provide valuable assistance in creating a comprehensive tax plan that helps to minimize your tax burden and maximize your savings.
Putting Your Money to Work for You
In our younger years, tax planning may have meant reducing money owed to Uncle Sam in mid-April of each year. But tax planning for our clients is much more intricate than simply reducing income taxes owed. It’s about leveraging strategies to put your money to work.
Tax Planning Strategies
To maximize returns and minimize liabilities, tax planning strategies must be implemented. The first step towards creating a comprehensive tax plan is to understand your financial situation, which requires taking stock of all income sources, expenses, assets, and debts.
Tax Compliance
Staying informed of changes in tax regulations is crucial for avoiding penalties and remaining compliant. A professional tax consultant can provide guidance on understanding the implications of new laws, ensuring accurate tax returns are filed on time, and completing all necessary documents correctly.
Wealth Planning
Elevate the impact of your wealth and create positive change for future generations by investing in initiatives and causes that align with your values and create a long-term impact.
Customized Investment Management
We’re here to understand you, your goals, and your values, so we can build a wealth plan that incorporates who you are and what you believe in. Investment management isn’t a one-size-fits-all approach. Your investments should be as unique as you are.
Risk Assessment & Analysis
With our extensive experience in the industry and the many highs and lows of the financial markets, we fully understand that no two appetites for risk are the same. We work to quantify how you view risk and construct a portfolio that parallels it.
Be the Change
Investing in today’s world is more than just planning for your own future. It’s also about planning for our collective future. We work with our clients to shape plans that can be part of that change.
Legacy Planning
After a lifetime of careful money management and wealth building, it’s crucial to prepare for your future by planning how your assets will be distributed to your loved ones for their enjoyment and benefit.
Estate Planning
So often, you hear this phrase in conjunction with building a legacy. And although it’s commonly incorporated as part of legacy planning, an estate plan is a complex process. That’s why we’re here with our array of tools and external resources to help transform yours from an obstacle to a reality.
Gifting Strategies
Whether it’s in your retirement years or after you’ve passed, giving to your loved ones is remarkable in how powerful and touching it can be for all those involved. We’re here to help guide you through all of the possibilities of passing on your legacy through gifts.
Tax Efficiency
So much of what is at the core of legacy planning involves taxation in some way. This tends to be a big piece of our client’s overall plans, and tax efficiency with legacy planning is vital to the success of those plans.
FAQ
Dedicated to helping our clients meet their goals
By utilizing all of the individual talents within our firm, we aim to offer an enjoyable and productive experience for all of our clients. Our defined process allows us to manage your finances in a way that prevents individual emotions from interfering with your potential success. Here you will find answers to some of our most frequently asked questions.
Are you a fiduciary?
Yes, we are fiduciaries. That means we make decisions and plan for you with your best interests in mind.
How are you paid?
In the majority of engagements, we receive a fee based on assets under management. Our fees may vary depending on the scope and type of work involved, but all fees are fully disclosed and based on serving our clients’ best interests. When in the best interest of the client, we may sell insurance products. In this case, we do not collect an ongoing management fee, but we do get paid a commission directly from the insurance company.
How will I benefit by working with your firm?
As fiduciaries for our clients, PFA advisors prioritize their best interests over those of any investment firm, guaranteeing that every recommendation we provide is geared towards achieving their individual and business financial objectives.
What do I need to bring to the first meeting?
The more information we have, the better we can serve you. If you can bring tax returns, statements, and other financial documents, it will help us inspect your current fiscal house.
Start Today
Live a more enjoyable life through smarter planning
Our customized, 5-step process can offer you the confidence of knowing that your financial future is built for any economic storm and help you to enjoy the retirement you’ve always dreamed about.
